Sun 27 Sep 2009
MONDAY MUSINGS
Posted by admin under politics
[5] Comments
After a very busy weekend, it is time once again for our regular Monday Musings feature. There is just one news item that I want to talk about today. We have all been besieged with news and advertisements for and against Health Care Reform. The Republicans try to call it socialized medicine and the Democrats call it much needed reform. The Public Option proposal is the one item that has been causing the most consternation between both sides. The Public Option would provide an alternative medical insurance source for individuals who can’t afford commercial insurance or who have lost their insurance for any reason. This Public Option would force the insurance companies to reduce their costs in order to compete for customers.
Now, after hearing the lies and distortions by both Republicans and Blue Dog Democrats of the health care reform proposals, I thought it was time to give some recent poll numbers that show Americans dramatic approval for a Public Option and to give one more glaring example why reform and the Public Option are so desperately needed. A CBS/New York Times poll that was reported on 9/24/09 states that 65% of Americans approve of a government run medical insurance program that would be similar to Medicare. http://documents.nytimes.com/new-york-times-cbs-news-poll-confusion-over-health-care-tepid-support-for-war#p=15. These approval numbers have gone up 5 points in just the last few weeks since the last poll at the end of August. These numbers are dramatic evidence that Americans understand how much crap the Republicans have been throwing against the wall, but they now realize that the public option is necessary. Now that we have proof that the American Public supports the reform, it is also time to see one more example just how brutal the insurance companies can be.
In this CBS report, one woman went to an emergency room when her nipple started bleeding and afterwards her insurance company, Blue Shield of California HMO, refused to pay her emergency room bill because ,” Documents from Blue Shield indicate the company had reviewed the case and determined Miran-Ramirez “reasonably should have known that an emergency did not exist.” http://cbs5.com/local/insurance.claim.denied.2.1207332.html. How arrogant and abusive can one insurance company be? Who in their right mind would make such a specious claim, but the insurance industry? This woman appealed her denial and the appeal was rejected. Surprise, surprise! Who would have thought that the insurance companies appeal panel which is controlled and staffed by the insurance company would deny the appeal? Of course, after the CBS affiliate reported on this travesty, Blue Shield eventually agreed to pay the emergency room bill. How much was the bill you ask? It was only $2,791.00! Talk about nickel and diming people.
The California Nurses Association did a recent study that reported the California insurance industry refused 22% of all medical insurance claims made between 2002 and June 30, 2009! http://www.calnurses.org/media-center/press-releases/2009/september/california-s-real-death-panels-insurers-deny-21-of-claims.html. It is obvious to all except those in the pocket of the insurance industry, that the only way these companies will deal fairly with the American public is if they are forced to by direct competition in the form of a vibrant public option. No triggers will do it and no insurance exchanges run by the insurance industry will bring this reform. Only honest to goodness competition that will force them to reduce their rates and to treat the American public with dignity and fairness will work. This competition can only be achieved through the public option. Tell your Congressional representative and your Senators that you want and demand affordable health care for all and that you must have the public option. This is a battle for our very lives. Make the call today!
